Brown Brothers Harriman has a unique ability to assist with the development of full retirement strategies for corporate executives, retirees, entrepreneurs and others with significant retirement assets, including:

• Reviewing qualified plan and IRA payout alternatives
• Developing appropriate retirement spending strategies
• Incorporating retirement plan assets in our clients' overall estate plan, with particular attention to their special tax benefits and burdens
• Assisting with retirement plan beneficiary designations
• Allocating investment classes between retirement and non-retirement accounts
• Serving as custodian of Individual Retirement Accounts

For more information, contact:

New York City William H. Mears, Jr. Regional Trust Head Brown Brothers Harriman Trust Company, N.A. 212.493.8494 william.mears@bbh.com

Aileen C. Denne-Bolton Senior Vice President Brown Brothers Harriman Trust Company, N.A. 212.493.6837 aileen.denne-bolton@bbh.com

Charlotte Brett D. Sovine Regional Trust Head Brown Brothers Harriman Trust Company, N.A.44 704.370.0500 brett.sovine@bbh.com

Chicago Lauren Wolven Regional Trust Head Brown Brothers Harriman Trust Company, N.A. 312.781.7129 lauren.wolven@bbh.com

Dallas David C. Sharman Regional Trust Head Brown Brothers Harriman Trust Company of Texas 214.303.5621 dave.sharman@bbh.com

Sarah Heimbach Assistant Vice President Brown Brothers Harriman Trust Company of Texas 214.303.5623 sarah.heimbach@bbh.com

Palm Beach Gabriela Mostafavi Vice President Brown Brothers Harriman Trust Company, N.A. 561.515.0626 gabriela.mostafavi@bbh.com

Philadelphia William R. Levy Regional Trust Head Brown Brothers Harriman Trust Company, N.A. 215.587.6311 bill.levy@bbh.com

Michelle J. Hong Vice President Brown Brothers Harriman Trust Company, N.A. 215.587.6314 michelle.hong@bbh.com

Cayman Edward Devine Brown Brothers Harriman Trust Company [Cayman] Limited 212.493.8842 edward.devine@bbh.com